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Guide: buy cryptocurrencies with Credit or Debit card (updated 2021)


Buy digital assets like Bitcoin, Litecoin and others with credit or debit card and get them straight to your wallet within the 24 hours – no registration is needed!

buy btc with credit card

This step-by-step guide will walk you through the whole process of buying cryptocurrencies with either MasterCard or Visa. Your first purchase at the dedicated page will usually take up to an hour due to first-time verification procedures. 

However, consecutive purchases will not require you to verify the phone number, email and, in some cases, ID again, so the process will naturally get quicker the next time.

Also, the recent update now allows saving card details as part of the Simplex checkout flow, which means that returning users only need to enter their CVV to complete a transaction!

Here’s what you need to be prepared:

Helpful hint: If you have the option of using a debit card, there is a higher success rate that the transaction will be approved by the banks.

How to buy crypto with a credit card: a step-by-step guide

Step #1: Visit a dedicated page and do the following:

  1. Select the cryptocurrency you want to buy;
  2. Enter the purchase amount (you can choose from 19 traditional currencies);
  3. Provide your wallet address;
  4. Click Go To Checkout.

Buy cryptocurrencies with card

Step #2: Provide payment information

Enter your credit/debit card information, personal details and billing information. Make sure your card details match the billing address. It is also crucial that you include a correct phone number and email address as in later steps, you will receive verification codes.


In this window, you can also see the amount your card will be charged in selected local currency. The purchase will appear as Buyeglcom-Simplex or Simplex_Paybis in your card statement. Check the box (if you agree to terms and privacy policy), and then click Continue.

Note that you will not be billed just yet – your card will be checked for the required purchase value, and you will then have to proceed to ID verification.

Step #3: Verify your credentials

You will now have to verify your email address and phone number. You only need to do it once – if you intend to make more purchases in the future, you won’t have to provide this information again.simplex credit card checkout

Check your inbox for an email confirmation link, and expect a text message with a 4-digit code that you will have to enter on-screen, or a phone call if you indicated a landline number. When you confirm your email address and phone number, the red X marks will turn into check marks, and you can proceed by clicking Continue.

Buy bitcoins with card

Step #4: Verify your identity

Now, it’s time to pass a quick KYC verification process. First, select the document you wish to upload. Depending on the country you’re in, you will be provided with several choices. Possible options: passport (double-page), national ID card (both sides), or driver’s license (both sides).quick kyc buy btc

Then, click the “Choose file” button and upload the selected document. 

Next up, fill in the identity document details, residential address, and click “Upload document”. 

In very rare cases, you might also need to:

Step 5. Hold on!

You will see a message indicating that your payment request is being processed. This will take a few minutes, and you will receive an email once your payment is approved or declined.

crypto credit card buy

If all goes well, your purchased cryptocurrency will reach your wallet in approximately an hour, depending on the blockchain congestion. On very rare occasions, some payments may take up to 24 hours and more to process.

If you want to check your payment status, please enter your payment ID here.

You can also contact Simplex Support for assistance at any stage by chat on the checkout page or at Simplex Support.

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